A Self Invested Personal Pension (SIPP) offers greater choice and control over the assets which an employee may wish to hold within their pension arrangements.

A genuine SIPP provides access to the full range of permitted investments and the Killik & Co SIPP will do just this. However, we feel that an employer facilitated SIPP is particularly beneficial when linked to employee sponsored share plans.  Certain types of plans allow the shares released to an employee to be put into a SIPP without tax on the shares coming out of the share plan and tax relief on them going into the SIPP. Combining the benefits of share plan participation and pensions, provides tax efficiency and allows employees who wish to continue holding shares in their employer to do so in a tax advantaged way, and helps employees top up their pension provision.

Pensions are complex and professional advice should be sought before action is taken. We can provide independent professional advice if required.

Download our Killik & Co SIPP factsheet here.